Boise More Affordable? Thumbnail
Boise More Affordable? Thumbnail

Here’s What You Need to Know

Thinking about trading California traffic and sky-high bills for fresh air and friendly neighbors in Boise? You’re not alone. More and more Californians are making the move to Idaho’s capital—and it’s not just about saving money. This guide walks you through why Boise is quickly becoming one of the most talked-about relocation spots in the West. From housing prices to grocery bills and neighborhood vibes, we break down everything you need to know before making the leap.

Why People Are Relocating to Idaho

Boise’s Cost of Living vs California

Boise offers a more affordable lifestyle than cities like San Francisco, Los Angeles, or Seattle. According to BestPlaces.com, the cost of living in Boise is 50% lower than San Francisco and about 20–30% lower than Los Angeles or Seattle.

Here’s a breakdown using Numbeo’s cost comparison tool:

ItemBoise, IDSan Francisco, CASeattle, WA
Milk (1 gal)$3.32$6.02$4.60
Eggs (12)$3.05$5.34–$7.00$4.50
Chicken (1 lb)$4.19$7.20$6.80
Numbeo Cost of Living Comparison Seattle vs Boise Market 
Numbeo Cost of Living Comparison Seattle vs Boise Market 
Numbeo Cost of Living Comparison Between San Francisco, CA and Boise, ID

Housing Market Comparison

According to Zillow, as of Q1 2025, Boise’s median home price sits around $475,000. Compare that to:

Rental prices also reflect the savings. Boise rents average $1,500/month for a one-bedroom, while in cities like San Francisco or Seattle, the same unit rents for $2,500–$3,000/month (Zumper Boise Rent Report).

Lower Utility and Water Bills

Utility rates in Boise are significantly lower than in California or Washington. The average combined gas and electric bill in Boise for a 2,400 sq. ft. home ranges from $200–$300/month. That’s compared to:

  • California: $450–$800/month
  • Washington: $250–$350/month

Water is also far cheaper:

  • Boise: ~$13/month
  • California: $80–$500/month (depending on region and drought)

Trash service in Boise costs about $60 every two months, versus $40–$60 per month in many California or Washington cities.

Tax Advantages

Let’s break down the differences in tax structure:

  • Idaho Income Tax: 1.125%–6.925% (Idaho State Tax Commission)
  • California Income Tax: Up to 13.3% (CA FTB)
  • Washington: No income tax, but higher sales/property taxes

Sales Tax Comparison:

  • Idaho: 6%
  • California: 7.25% (up to 10.5% with local surcharges)
  • Washington: Starts at 6.5%, often above 10% with city add-ons (Tax Foundation)

Property Taxes:

Best Boise Suburbs to Move To

Meridian

One of the fastest-growing suburbs just northwest of Boise, Meridian offers a perfect mix of convenience and community.

  • Home prices: $415,000–$500,000
  • Known for: Great schools, family-friendly neighborhoods, parks, and proximity to downtown Boise

Garden City

Located north of downtown Boise along the Boise River, Garden City is popular with outdoor lovers and creatives.

  • Home prices: $400,000–$450,000
  • Known for: Greenbelt access, river recreation, breweries, and walkable living

Ready to explore these two areas further, check our Best Boise Suburbs Guide here

What It’s Like Living in North Meridian, South Boise, and Eagle

North Meridian

Suburban sprawl with new construction, excellent schools, and a well-rounded lifestyle for families.

South Boise

Quieter streets, larger yards, and more space between neighbors. Great for those who want room to breathe without being far from city life.

Eagle

The upscale suburb. Expect scenic views, luxury homes, and a polished feel. Homes here tend to be pricier, but they also offer prestige and curb appeal.

 

Start Your Boise Home Search

Monthly Idaho Market Update

Boise Housing Trends (Q2 2025):

  • Median home price: ~$475,000 (Zillow Boise Market Data)
  • Inventory: Rising slowly, giving buyers more leverage
  • Market type: Moving from seller-favored to balanced

Renting vs Buying

For new arrivals unsure where to settle, renting can be a smart short-term play. But if you’re planning to stay longer than two years, buying wins out financially thanks to Idaho’s low property tax and steady appreciation.

Check out our Rentals here

For more information regarding Renting vs Buying in Idaho within the last year here:

Should You Buy video
Should You Buy video 

Ready to Take the Next Step?

Whether you’re thinking of relocating, buying your first home, or just staying informed on the Idaho housing market, we’ve got everything you need to make confident moves.

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Let’s make your move to Idaho the best decision yet!